Idaho Workers Compensation Insurance

Give the office a call at 208-515-2625 or visit us at https://www.isiwc.org

Idaho Workers’ Compensation Law

Idaho Workers' CompensationIn Idaho, every employer with one or more employees needs workers’ compensation insurance. This includes full-time and part-time employees, as well as seasonal and occasional workers.1 For employees who have a work-related injury or illness, workers’ comp helps provide:

Medical benefits

Wage replacement

Disability benefits

On top of helping injured workers, workers’ comp limits the amount of liability you could face if a work-related injury or illness occurs.

It’s up to you to get your workers’ compensation coverage through.

The state insurance fund

The assigned risk pool

Self-insurance

Private insurance carriers

Idaho Workers’ Compensation Insurance Coverage

If you have employees, you must have workers’ compensation insurance in Idaho.

Idaho workers’ compensation requirements say that you need a policy before you hire your first employee.4 It’s easy to meet Idaho’s requirement by getting a workers’ comp policy from us.

What’s covered? Idaho workers’ compensation helps cover medical care if your employees become sick or injured because of their job. It also provides missed wage benefits if your employees need time off work to recover.

Idaho workers’ compensation can help cover your employees if they:

Trip in the office, break their wrist and need to go to the emergency room.

Tear a ligament while fulfilling customer orders in your warehouse.

Come down with carpal tunnel syndrome after years of bad typing habits.

Proof of coverage, also known as a certificate of insurance, is required by Idaho workers’ compensation law. You’ll need to file your proof of coverage with the Industrial Commission.5 Getting proof of coverage from us is easy, and you can start by getting a workers’ compensation quote or speaking with one of our insurance professionals.